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Modern Payment Solutions

The Future of
Global Payments

Personal and business accounts with IBAN, SEPA transfers, and multi-currency wallets. Built for freelancers, businesses, and digital nomads across Europe.

No monthly fees Instant transfers Enterprise security
NUVOLUT - Digital Banking
Fast
Instant Transfers
Secure
Bank-Level Security
99.9%
Uptime Guaranteed
24/7
Customer Support
Multi-Currency

Supported Currencies

Hold, exchange, and manage multiple currencies in your digital wallet

EUR
EUR
Euro
Primary
USD
USD
US Dollar
GBP
GBP
British pound
CAD
CAD
Canadian dollar
AED
AED
UAE Dirham
PLN
PLN
Polish Zloty
NUVOLUT Support Team
About NUVOLUT

We believe in making payments simple and accessible for everyone.

NUVOLUT is a licensed payment institution based in Poland, regulated by the Polish Financial Supervision Authority (KNF). We provide personal and business accounts with IBAN, SEPA transfers, and multi-currency wallets — all designed for a seamless digital experience.

Multi-currency accounts
Instant SEPA transfers
Virtual & physical cards
Advanced fraud protection
Our Services

Everything you need to manage your money

Comprehensive payment solutions designed for modern businesses and individuals.

SEPA Transfers

Send and receive SEPA payments across Europe with competitive rates and fast processing times.

Multi-Currency Accounts

Hold and manage internal accounts in multiple currencies with instant transfers between them.

Multi-Currency Wallet

Hold, exchange, and manage multiple currencies in one powerful digital wallet.

Business Accounts

Dedicated business IBAN accounts for companies with transaction history export and team access.

Advanced Security

Enterprise-grade encryption, 2FA, and fraud monitoring to keep your funds protected.

Currency Exchange

Exchange between 12+ currencies at competitive rates with real-time market prices.

Transparent Pricing

Simple, honest fees

No hidden charges. Know exactly what you pay before every transaction.

Account
Free
No monthly fees
SEPA Transfer
€0.50
Per outgoing transfer
Currency Exchange
0.5%
Above mid-market rate
Card Payments
Free
In account currency
How It Works

Get started in minutes

Opening an account is fast, free, and completely online.

1

Sign Up

Create your account with email and complete KYC verification with ID and proof of address.

2

Get Your IBAN

Receive your personal or business IBAN and start accepting SEPA payments immediately.

3

Fund Your Account

Top up via SEPA transfer or card payment. Exchange between currencies at competitive rates.

4

Send & Spend

Make SEPA transfers, use your virtual or physical card, and manage all from your dashboard.

Who It's For

Built for how you work

Whether you're a freelancer, business owner, or digital nomad — NUVOLUT adapts to your needs

Freelancers

Receive payments from European clients via SEPA, manage multiple currencies, and keep your business finances organized.

Personal IBAN account
Multi-currency wallet
Instant currency exchange

Small Businesses

Accept payments, pay suppliers across Europe, and manage your business cash flow with dedicated business accounts.

Business IBAN account
Bulk SEPA payments
Transaction export for accounting

Digital Nomads

Hold and manage multiple currencies without high exchange fees. Access your accounts anytime through the online dashboard.

6 supported currencies
Instant currency exchange
SEPA transfers
Make Your Choice - NUVOLUT
Why Choose NUVOLUT

Built for the way you work today

SEPA Instant

Send SEPA payments across Europe in seconds. Standard SEPA transfers arrive within 1-2 business days.

Multi-Currency Wallets

Open internal accounts in EUR, USD, GBP, CAD, AED, and PLN with instant transfers between currencies.

Regulated & Secure

Licensed by Polish KNF as a Small Payment Institution. Your funds are held in segregated accounts.

Testimonials

What our customers say

Real feedback from people using NUVOLUT for their financial needs.

"NUVOLUT has transformed how I handle international payments. The fees are minimal and transfers are instant. Couldn't ask for more!"

MK
Michael König
Freelance Designer, Berlin

"As a small business owner, managing multiple currencies was a nightmare. NUVOLUT made it seamless. Their business tools are exceptional."

AN
Anna Nowak
CEO, TechStart Warsaw

"The multi-currency wallets feature is a game-changer. I love having full control over my finances across different currencies."

JD
James Davies
Digital Nomad, London
FAQ

Frequently Asked Questions

Find answers to the most common questions about NUVOLUT

NUVOLUT is a modern digital payment platform that allows you to send, receive, and manage money across multiple currencies. We provide personal and business accounts with features like instant transfers, currency exchange, and multi-currency wallets.

Opening an account is quick and easy. Simply click "Get Started", provide your email address, and complete our verification process. You'll need a valid ID document and proof of address. Most accounts are verified within minutes.

We currently support EUR, USD, GBP, CAD, AED, and PLN. You can hold multiple currencies in your account and exchange between them at competitive rates.

Basic accounts are free with no monthly fees. Premium features and business accounts may have associated costs. All fees are transparently displayed before any transaction, so you always know what you're paying.

Transfers between NUVOLUT accounts are instant. SEPA transfers typically arrive within 1-2 business days, while SEPA Instant transfers are completed in seconds. International transfers may take 1-3 business days depending on the destination.

Yes. NUVOLUT operates under strict Polish and EU financial regulations. We use bank-level encryption, two-factor authentication, and advanced fraud detection systems. Customer funds are held in segregated accounts at licensed financial institutions.

You can open internal accounts in multiple currencies (EUR, USD, GBP, CAD, AED, PLN) within your NUVOLUT dashboard. Easily exchange between currencies at competitive rates and manage all your balances from one place.

Our customer support team is available 24/7. You can reach us via email at support@nuvolut.com, through the support ticket in your dashboard, or by phone at +48 780 044 735. We typically respond to inquiries within a few hours.

Free to get started

Ready to take control of your finances?

Experience seamless multi-currency payments with SEPA transfers, multi-currency wallets, and real-time currency exchange. Open your free account in minutes.